Ansardi Financial Services, Llc

DANICA ANSARDI, CLU, ChFC, MBA

Born and raised in Plaquemines Parish, Danica Ansardi has been working in the financial services industry for more than twenty years.  She holds both the Chartered Life Underwriter and Chartered Financial Consultants Designation for the American College and has an MBA from Loyola University.

Danica's area of expertise is in financial planning for individuals and businesses.  She is also well-versed in other areas of investment and insurance solutions. 

While no financial advisor can guarantee success and past performance is not a guarantee of future results, we base our recommendations on sound financial principles with your financial security in mind.

Credit Card Debt

How Long Will It Take to Pay my Balance?

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Car Affordability

How much can you afford to pay for a car?

Lease Interest

What's the interest rate on the lease you're considering?

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Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

Lessons from a Perilous Year

In retrospect, 2011 was a formidable year for catastrophes. Small businesses can be hit hard when extreme weather or a natural disaster causes damage or forces a temporary closure. This article considers the importance of adequate insurance protection and ways to help reduce uninsured losses.

Designating Retirement Plan Beneficiaries

IRAs and defined-contribution plans have become an important component of personal wealth for households. Designating account beneficiaries and keeping the designations current can be a complex — but important — process to perform on a regular basis as certain life events and tax situations can necessitate a change.

There’s Still Time to Catch Up

Worker confidence in affording a comfortable retirement fell to a record low in 2011, but investors aged 50 and older may be able to make up for lost time by maximizing contributions to retirement plans and taking advantage of catch-up contribution limits. The accompanying chart shows the potential difference in accumulation by taking advantage of catch-up contributions.

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